Bank Rakyat personal financing-i
Key conditions
- Only for public sector employees.
- This product is Shariah-compliant.
Step-by-step screenshots



Bank Rakyat Pembiayaan Peribadi-i Sektor Awam
Tawarruq financing for public sector and GLC staff; fixed rates from 3.42%.
Cost: 3.42% to 5.22% a year (with Takaful) Pay on time to avoid late charges.
- Malaysian, 18 to 60 at the end of the term, fixed income of at least RM1,600, 3 months in public sector or GLC service.
- Prepare your MyKad, 3 months of payslips, 3 months of bank statements, and an employer letter or EA form.
- Apply at the nearest branch or call tele-Rakyat on 1-300-80-5454.
- Fixed rates 3.42% to 5.22% with Takaful; RM28.30 wakalah fee and 0.5% stamp duty.
Checked 16 Oct 2026
Questions
What is Bank Rakyat personal financing-i?
Bank Rakyat Pembiayaan Peribadi-i Sektor Awam: Tawarruq financing for public sector and GLC staff; fixed rates from 3.42%.
How do I get started with Bank Rakyat Pembiayaan Peribadi-i Sektor Awam?
1. Malaysian, 18 to 60 at the end of the term, fixed income of at least RM1,600, 3 months in public sector or GLC service. 2. Prepare your MyKad, 3 months of payslips, 3 months of bank statements, and an employer letter or EA form. 3. Apply at the nearest branch or call tele-Rakyat on 1-300-80-5454. 4. Fixed rates 3.42% to 5.22% with Takaful; RM28.30 wakalah fee and 0.5% stamp duty.
How much does Bank Rakyat Pembiayaan Peribadi-i Sektor Awam cost?
3.42% to 5.22% a year (with Takaful) Pay on time to avoid late charges.
When was this information checked?
Checked on 16 Oct 2026 against the provider's official page.