Shariah-compliant car service instalments (Direct Lending)
Shariah-compliant
Direct Lending – ansuran servis kereta
Pay for car servicing and repairs in Shariah-compliant instalments: RM300–RM5,000 over 3–12 months at 1,200+ partner workshops via the Lenda Pay app.
- Download the Lenda Pay app and register. You must be a Malaysian aged 18–65 with a bank account.
- Upload your MyKad and 3 months of bank statements. Pre-approval takes about 15 minutes in working hours; no guarantor.
- Pick a partner workshop (1,200+) and use the approval within 2 weeks. RM300–RM5,000 over 3–12 months.
- Direct Lending pays the workshop directly within 3 days. You repay monthly (1.5% profit a month).
KPKT licence
Licence no.: WL7784/14/01 (Direct Lending Sdn. Bhd.). Checked against KPKT's list of approved online moneylenders (kemaskini 09/2026).
Check the licence in the i-KrediKom app before you apply.
According to the site: 1.5% profit a month, no processing fee, 8% a year late-payment charge. Aged 18–65 with a bank account. Commodity Murabahah (Tawarruq) contract, Shariah adviser Amanie Advisors.
This is a licensed moneylender under the Moneylenders Act 1951, not a bank. General information only, not financial advice.
Checked 19 Oct 2026
Questions
What is Shariah-compliant car service instalments (Direct Lending)?
Direct Lending – ansuran servis kereta: Pay for car servicing and repairs in Shariah-compliant instalments: RM300–RM5,000 over 3–12 months at 1,200+ partner workshops via the Lenda Pay app.
How do I get started with Direct Lending – ansuran servis kereta?
Follow the 4 steps on this page. Step 1: Download the Lenda Pay app and register. You must be a Malaysian aged 18–65 with a bank account.
How much does Direct Lending – ansuran servis kereta cost?
Profit rate 1.5% a month (according to the site)
When was this information checked?
Checked on 19 Oct 2026 against the provider's official page.