Shariah-compliant car takaful instalments (Direct Lending)
Shariah-compliant
Direct Lending – ansuran takaful kereta
Pay your car takaful renewal in Shariah-compliant instalments: RM300–RM5,000 over 3, 6, 9 or 12 months via the Lenda Pay app.
- Download the Lenda Pay app and register with your WhatsApp number.
- Upload your MyKad and 3 months of bank statements to get a credit limit.
- Choose your takaful renewal with a partner takaful provider and sign the agreement in the app. Processed in 15–30 minutes (9am–6pm, 7 days).
- The takaful provider is paid within 3 days. You repay over 3, 6, 9 or 12 months (RM300–RM5,000, 1.5% profit a month).
KPKT licence
Licence no.: WL7784/14/01 (Direct Lending Sdn. Bhd.). Checked against KPKT's list of approved online moneylenders (kemaskini 09/2026).
Check the licence in the i-KrediKom app before you apply.
According to the site: 1.5% profit a month, no processing fee. Aged 18–65. Only through the Lenda Pay app and partner takaful providers.
This is a licensed moneylender under the Moneylenders Act 1951, not a bank. General information only, not financial advice.
Checked 19 Oct 2026
Questions
What is Shariah-compliant car takaful instalments (Direct Lending)?
Direct Lending – ansuran takaful kereta: Pay your car takaful renewal in Shariah-compliant instalments: RM300–RM5,000 over 3, 6, 9 or 12 months via the Lenda Pay app.
How do I get started with Direct Lending – ansuran takaful kereta?
Follow the 4 steps on this page. Step 1: Download the Lenda Pay app and register with your WhatsApp number.
How much does Direct Lending – ansuran takaful kereta cost?
Profit rate 1.5% a month (according to the site)
When was this information checked?
Checked on 19 Oct 2026 against the provider's official page.