JCL i-FUND
Shariah-compliant
JCL i-FUND (JCL Credit Leasing)
Shariah-compliant personal financing (Tawarruq) of RM1,000 to RM50,000.
KPKT licence
Licence no.: WL3960/14/01 (JCL Credit Leasing Sdn. Bhd.). Checked against KPKT's list of approved online moneylenders (kemaskini 09/2026).
On the JCL site: licence WL3960/14/01-12/210928, ad permit WP3960/14/01-6/210928.
Check the licence in the i-KrediKom app before you apply.
Profit margin 18% to 20% a year according to the site (subject to JCL approval). Processing fee RM50, wakalah fee RM25, takaful RM24.30 to RM509.20 and stamp duty. Citizens aged 18 to 60 with a gross income of at least RM1,000.
This is a licensed moneylender under the Moneylenders Act 1951, not a bank. General information only, not financial advice.
Checked 18 Oct 2026
Questions
What is JCL i-FUND?
JCL i-FUND (JCL Credit Leasing): Shariah-compliant personal financing (Tawarruq) of RM1,000 to RM50,000.
How much does JCL i-FUND (JCL Credit Leasing) cost?
18% to 20% a year margin + RM50 processing fee + RM25 wakalah fee
When was this information checked?
Checked on 18 Oct 2026 against the provider's official page.