Kekal Awam Personal Financing-i
Shariah-compliant
Kekal Awam Pembiayaan Peribadi-i Digital (Kekal Credit)
Personal financing-i for civil servants and selected GLC staff, RM3,000 to RM200,000, up to 10 years, repaid by ANGKASA salary deduction.
KPKT licence
Licence no.: WL7668/01/01 (Kekal Credit Sdn. Bhd.). Checked against KPKT's list of approved online moneylenders (kemaskini 09/2026).
On the Kekal Credit site: licence WL7668/01/01-3/030127 and ad permit WP7668/01/01-3/030127, valid 4 Jan 2025 to 3 Jan 2027.
Check the licence in the i-KrediKom app before you apply.
Profit rate from 0.5% a month* according to the site. Permanent job, aged up to 58. Only Kekal Awam is Shariah-compliant; Kekal Swasta is a conventional loan.
This is a licensed moneylender under the Moneylenders Act 1951, not a bank. General information only, not financial advice.
Checked 18 Oct 2026
Questions
What is Kekal Awam Personal Financing-i?
Kekal Awam Pembiayaan Peribadi-i Digital (Kekal Credit): Personal financing-i for civil servants and selected GLC staff, RM3,000 to RM200,000, up to 10 years, repaid by ANGKASA salary deduction.
How much does Kekal Awam Pembiayaan Peribadi-i Digital (Kekal Credit) cost?
Profit rate from 0.5% a month*
When was this information checked?
Checked on 18 Oct 2026 against the provider's official page.