BM

SPayLater

Key conditions

Step-by-step screenshots

Shopee Help Centre: how to activate SPayLater via the Me page
1. In the Shopee app, go to Me, then SPayLater, and activate it.
App screen example: click on SPayLater
1. In the Shopee app, go to Me, then SPayLater, and activate it.

SPayLater (Shopee)

Buy now, pay later. 1 month free; instalments at 1.5% a month.

Cost: 1 month free; instalments 1.5% a month (at least 18% a year) Pay on time to avoid late charges.

  1. In the Shopee app, go to Me, then SPayLater, and activate it.
  2. Choose SPayLater as the payment option at checkout.
  3. 1 month has no charge; 3 to 24 months at 1.5% a month (3 months free on Shopee).
  4. Pay your monthly bill on time. Late charge: RM10 or the bill amount, whichever is lower.
Official site Open in the app

Checked 16 Oct 2026

Questions

What is SPayLater?

SPayLater (Shopee): Buy now, pay later. 1 month free; instalments at 1.5% a month.

How do I get started with SPayLater (Shopee)?

1. In the Shopee app, go to Me, then SPayLater, and activate it. 2. Choose SPayLater as the payment option at checkout. 3. 1 month has no charge; 3 to 24 months at 1.5% a month (3 months free on Shopee). 4. Pay your monthly bill on time. Late charge: RM10 or the bill amount, whichever is lower.

How much does SPayLater (Shopee) cost?

1 month free; instalments 1.5% a month (at least 18% a year) Pay on time to avoid late charges.

When was this information checked?

Checked on 16 Oct 2026 against the provider's official page.