BM

EPF incapacitation withdrawal

Step-by-step screenshots

Who can apply: under 60, unemployed, certified incapacitated
1. Requirements: under 60, unemployed, certified incapacitated by a doctor, and assessed by the EPF medical board.
What you need: Form KWSP 9L (AHL), ID copy, bank statement, medical report
2. Submit Form KWSP 9L (AHL), ID copy, bank statement and the original medical report at an EPF counter.
Medical report sample and apply for manual withdrawal buttons
2. Submit Form KWSP 9L (AHL), ID copy, bank statement and the original medical report at an EPF counter.
RM5,000 Incapacitation Benefit: six months' continuous work condition
3. Citizens who worked 6 months continuously and apply within 12 months of losing work may get RM5,000 (at EPF discretion).

KWSP – Pengeluaran Hilang Upaya

Withdraw all EPF savings if you can no longer work; may qualify for a RM5,000 Incapacitation Benefit.

  1. Requirements: under 60, unemployed, certified incapacitated by a doctor, and assessed by the EPF medical board.
  2. Submit Form KWSP 9L (AHL), ID copy, bank statement and the original medical report at an EPF counter.
  3. Citizens who worked 6 months continuously and apply within 12 months of losing work may get RM5,000 (at EPF discretion).
Official site Open in the app

Checked 15 Oct 2026

Questions

What is EPF incapacitation withdrawal?

KWSP – Pengeluaran Hilang Upaya: Withdraw all EPF savings if you can no longer work; may qualify for a RM5,000 Incapacitation Benefit.

How do I get started with KWSP – Pengeluaran Hilang Upaya?

1. Requirements: under 60, unemployed, certified incapacitated by a doctor, and assessed by the EPF medical board. 2. Submit Form KWSP 9L (AHL), ID copy, bank statement and the original medical report at an EPF counter. 3. Citizens who worked 6 months continuously and apply within 12 months of losing work may get RM5,000 (at EPF discretion).

When was this information checked?

Checked on 15 Oct 2026 against the provider's official page.