MRTT/MRTA surrender value after settling a home loan
Key conditions
- Check your MRTT/MRTA certificate for a surrender value.
MRTT / MRTA – nilai serah balik
Settled or refinanced your home loan? Your MRTT/MRTA certificate may have a surrender value. The amount depends on the certificate.
- When your home loan is settled or refinanced, check your MRTT/MRTA certificate.
- Send a written surrender request and return the certificate to the takaful operator or insurer.
- Etiqa example: you get the Participants' Risk Fund surrender value, any unearned wakalah fee and any fund surplus.
- Cover ends once you surrender. Ask for the amount before you decide.
Checked 18 Oct 2026
Questions
What is MRTT/MRTA surrender value after settling a home loan?
MRTT / MRTA – nilai serah balik: Settled or refinanced your home loan? Your MRTT/MRTA certificate may have a surrender value. The amount depends on the certificate.
How do I get started with MRTT / MRTA – nilai serah balik?
1. When your home loan is settled or refinanced, check your MRTT/MRTA certificate. 2. Send a written surrender request and return the certificate to the takaful operator or insurer. 3. Etiqa example: you get the Participants' Risk Fund surrender value, any unearned wakalah fee and any fund surplus. 4. Cover ends once you surrender. Ask for the amount before you decide.
When was this information checked?
Checked on 18 Oct 2026 against the provider's official page.