
EPF i-Saraan 2026: Up to RM500 a Year, Eligibility and How to Register
The government adds 20% to your voluntary EPF savings, up to RM500 a year. Who qualifies, how much to save and how to register in the KWSP i-Akaun app.

BUDI MADANI RON95 (BUDI95) lets eligible citizens buy RON95 petrol at the subsidised price of RM1.99 a litre. The Ministry of Finance (MOF) says about 16 million users get this price, and the basic monthly limit went back up to 300 litres from 1 September 2026.
This guide explains who qualifies, why your driving licence must be active, how to check your eligibility, how it works at the petrol station, and what is different for e-hailing drivers and diesel pickup or jeep owners. Every figure is from MOF press releases and government portals (sources below). At the end there are money-making ideas for people who drive a lot.
Categories and monthly limits from the MOF press release of 31 August 2026, with the e-hailing row from MOF's 26 March 2026 release:
| Category | Short conditions | Monthly limit |
|---|---|---|
| BUDI95 (basic) | Citizens with a MyKad and an active driving licence | 300 litres a month (August 2026: 200 litres) |
| BUDI95 + BUDI Diesel | Eligible for BUDI95 and own a private diesel vehicle with valid road tax | 300 litres a month |
| BUDI95 + BUDI Diesel + extra 100 litres | BUDI Diesel recipients approved for the pickup or jeep top-up | 400 litres a month |
| E-hailing drivers | Extra eligibility based on the previous month's distance (e-hailing company data) | Ceiling of up to 800 litres a month |
According to the BUDI Rakyat FAQ, a Malaysian citizen may qualify for BUDI95 if they:
There is no application for the basic quota: your details are cross-checked against the Road Transport Department (JPJ) database. MOF also extended BUDI95 to registered boat owners without a driving licence, working with state agencies such as the Sarawak Rivers Board and the Sabah Ports and Harbours Department (press release, 1 October 2025).
1. BUDI MADANI portal: go to budimadani.gov.my and check with your MyKad number. The service is also listed on MyGOV.
2. E-wallet apps: TNG eWallet or a fuel company app, after e-KYC (BUDI Rakyat FAQ).
3. Phone and email: 1300-88-9595, WhatsApp +603-2631 4595, or [email protected].
4. Transaction history: MOF says the BUDI MADANI portal lets you check your transaction records through MyDigital ID.
You get RM1.99 once your MyKad is verified. According to the PETRONAS Dagangan and BHPetrol FAQs:
The quota resets on the 1st of every month (MOF). Each purchase is deducted from your monthly balance; once it runs out, you pay the market price until the next month.
| If you buy in a month | Cost at RM1.99 a litre |
|---|---|
| 50 litres | RM99.50 |
| 100 litres (average monthly use, per MOF) | RM199 |
| 200 litres | RM398 |
| 300 litres (full limit) | RM597 |
MOF says average use is about 100 litres a month, and according to the Budget 2027 speech, September 2026 records show about 100,000 users (under 1 per cent) used the full 300 litres.
E-hailing drivers do not apply individually. The government works with the e-hailing operators (EHOs), which apply in batches (MOF, 1 October 2025). The extra tier depends on the previous month's distance in the EHO's system, verified by APAD (and LPKP in Sabah and Sarawak), and is activated mid-month.
As announced on 4 November 2025: under 2,000 km got the basic limit, 2,000 to 5,000 km a total of 600 litres, and over 5,000 km a total of 800 litres. On 26 March 2026 MOF said the e-hailing ceiling of 800 litres a month is maintained. Distance thresholds can be updated, so check your current tier in your driver app.
BUDI Diesel recipients who own a private diesel pickup or jeep can apply for an extra 100 litres a month, for a total of 400 litres. It is not automatic: apply on the BUDI MADANI portal. Owners already approved were moved to 400 litres automatically from 1 September 2026. Subsidised diesel for eligible users is RM2.10 a litre (MOF, 31 August 2026).
If you already drive every day, a few DuitMap ideas can add income with the same vehicle. Tap a card below for the requirements and how to sign up:
See also 100+ ways to make money on DuitMap and our guides to SARA 2026 and STR 2027.
BUDI MADANI RON95 (BUDI95): RON95 at RM1.99 a litre for citizens with a MyKad and an active driving licence, up to 300 litres a month (from 1 September 2026). BUDI Diesel recipients who own a diesel pickup or jeep can apply for 100 litres more a month (a BUDI Diesel allowance, not RON95).
Grab (pemandu / penghantar): Earn on your own hours as a GrabCar e-hailing driver (aged 21 to 69, car no older than 15 years) or a GrabFood, GrabExpress and GrabMart delivery partner by motorbike or car (aged 18 to 69). You can start within 5 days of a successful registration and cash out daily.
foodpanda (rider): Deliver food as a foodpanda motorbike rider on your own hours. New riders can get a Newbie Bonus (up to RM1,000, per foodpanda).
Lalamove (rakan pemandu): Take delivery or ride jobs.
GoGet: Syif sorter parcel di gudang kurier (J&T, SPX): Pick up hourly parcel-warehouse shifts in the GoGet app: unload, scan, sort and load parcels. Example rate (source: GoGet job listing, Oct 2026): J&T x GoGet in Klang, RM10 an hour, shifts 13-26 Oct 2026. Rates vary by shift. No interview. Gig pay goes to your bank account 3 times a week. Never pay a fee or deposit to get a job.
KWSP i-Saraan: Self-employed and gig workers get a 20% government incentive (max RM500 a year) on voluntary EPF contributions. e-hailing/p-hailing drivers: i-Saraan Plus, up to RM600 a year.
300 litres a month from 1 September 2026, according to MOF's press release of 31 August 2026. From April to August 2026 the limit was 200 litres.
Not for the basic quota. Eligibility is cross-checked with JPJ data. You only need a MyKad and an active driving licence, and you verify your MyKad when you buy RON95.
According to JPJ, a licence counts as active if it expired no more than 36 months ago. Beyond that you do not qualify for BUDI95 and must retake the driving test. To drive on the road, your licence must still be valid.
Check on the BUDI MADANI portal (budimadani.gov.my), in TNG eWallet or a fuel company app after e-KYC, or call 1300-88-9595.
On the 1st of every month. The extra e-hailing quota is activated mid-month based on the previous month's distance.
No. MOF says the top-up button has been disabled. Extra eligibility is only for verified operational cases such as e-hailing drivers (through their e-hailing company) and boat owners, plus the extra 100 litres for diesel pickup or jeep owners under BUDI Diesel.
It depends on the previous month's distance, with a ceiling of up to 800 litres a month (MOF, 26 March 2026). Drivers do not apply themselves; the e-hailing company sends the data in batches.

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Summary of Ministry of Finance press releases (31 August 2026, 26 March 2026, 7 April 2026, 1 October 2025, 4 November 2025), the BUDI Rakyat FAQ, a JPJ notice and the Budget 2027 speech, checked on 2 November 2026. Limits and conditions can change; the official check on the BUDI MADANI portal is the final word. This guide is not financial advice. Disclaimer