PeKa B40 is now called PeKa Sihat. The name has changed but the scheme is the same: a Ministry of Health (MOH) initiative run by ProtectHealth to help the B40 group detect and treat non-communicable diseases such as diabetes, high blood pressure and high cholesterol.
Note: as of November 2026, the MOH and MyGOV pages still use the old names PeKa B40 and Bantuan Prihatin Rakyat (BPR, now STR). This guide follows ProtectHealth's current names: PeKa Sihat and STR.
If you (or your spouse) are a Sumbangan Tunai Rahmah (STR) recipient aged 40 or over, you qualify automatically: no special registration and no charges. This guide covers the four benefits, how to check eligibility, what happens at the clinic and common questions. Every figure comes from ProtectHealth's official pages and statements and the Budget 2027 speech (sources below).
PeKa stands for Skim Peduli Kesihatan untuk Kumpulan B40 (Health Care Scheme for the B40 group). MOH introduced it in April 2019 and it is run by ProtectHealth Corporation, an MOH-owned company. In its 9 October 2026 media statement ProtectHealth calls the scheme 'PeKa Sihat (previous known as PeKa B40)', and the old PeKa B40 page now redirects to the PeKa Sihat page.
The scheme focuses on non-communicable diseases (NCDs). According to ProtectHealth, of the 328,302 people screened under PeKa Sihat in 2025, 44.5% had at least one previously undetected health concern. By 31 August 2026, more than 2 million Malaysians had been screened since 2019.
According to the ProtectHealth FAQ, there are only two conditions:
There is no special registration. If you receive STR (see the STR 2027 guide), you are already in the system. Your spouse also qualifies if registered in the STR application. All benefits are free.
Benefit 1 (screening) is the gateway: you must complete the screening before you can get benefits 2, 3 and 4, and applications for benefits 2 to 4 are made through MOH hospitals only.
| Benefit | Value | How you get it |
|---|---|---|
| 1. Health screening | Free (once) | Bring your MyKad to a PeKa Sihat panel clinic |
| 2. Medical device aid | Up to RM20,000 per person | MOH hospital doctor refers you to a Medical Social Work Officer |
| 3. Cancer treatment completion incentive | RM1,000 (RM300 + RM700) | Applied for by your treating doctor at an MOH hospital |
| 4. Transport incentive | Up to RM500 (Peninsular) / RM1,000 (Sabah, Sarawak, Labuan) | Applied for with benefit 2 or 3, based on distance from home to hospital |
1. Check eligibility on the PeKa Sihat eligibility portal with your MyKad number.
2. Find a panel clinic: participating private clinics display a PeKa Sihat logo sticker on the front door. The clinic list is also on the PeKa Sihat page ('Find PeKa Sihat Clinics'). According to ProtectHealth's Budget 2027 media statement (9 October 2026), its network includes 5,909 private general practitioners.
3. First visit: bring your MyKad. No early registration and no fasting needed. The doctor takes your medical history, does a physical examination and a mental health screening, and takes blood and urine samples.
4. Second visit: the doctor explains your lab results. If needed, you are referred to a Klinik Kesihatan or MOH hospital with a PeKa Sihat referral letter. The clinic will contact you by phone, SMS or WhatsApp if no date was set.
Lab tests listed by ProtectHealth: full blood count, kidney profile (eGFR), HbA1c (blood sugar control), lipid profile (cholesterol) and urine tests. A clinical breast examination for women and a prostate examination for at-risk men are also included.
After screening, if a specialist at an MOH hospital confirms you need a medical device, the doctor refers you to a Medical Social Work Officer to apply. The maximum is RM20,000 per person, subject to the price range in each category. Any balance can be used for another device later (for example intraocular lenses first, a pacemaker later), but it cannot be transferred to family members.
ProtectHealth's official PeKa Sihat page lists 10 medical device categories:
The cancer treatment completion incentive is worth RM1,000, to encourage patients to finish their treatment at MOH hospitals. It is paid in two stages straight into the same account as your STR payments:
| Stage | Amount | When |
|---|---|---|
| First | RM300 | When the application from the MOH hospital is received |
| Second | RM700 | After you complete the doctor's treatment plan with no missed sessions |
| Total | RM1,000 |
Your treating doctor applies on your behalf. Traditional or alternative treatments are not covered, and the incentive cannot be claimed by relatives.
The transport incentive helps with the return trip to an MOH hospital for cancer treatment (benefit 3) or treatment involving a medical device (benefit 2), on your appointment dates. The amount depends on the distance from home to hospital, up to RM500 in Peninsular Malaysia and RM1,000 in Sabah, Sarawak and Labuan. It is paid into your account before your next follow-up. If you do not attend treatment, it is not paid.
Good health makes it easier to keep earning. Some DuitMap ideas that suit people aged 40 and over, including from home:
See also 100+ money ideas on DuitMap and the SARA 2026 guide.
PeKa Sihat, dulu PeKa B40 (ProtectHealth, KKM): PeKa B40 is now called PeKa Sihat. STR recipients and registered spouses aged 40 and over qualify automatically, with no registration and no fee: a health screening at a PeKa Sihat clinic, then, if needed, medical devices up to RM20,000, a RM1,000 incentive for completing cancer treatment and transport help of up to RM1,000.
mySalam (Skim Perlindungan Masyarakat) – hospitalisasi & penyakit kritikal: STR recipients (and spouses) qualify automatically: RM50 a day for an overnight stay in a listed government/university/armed-forces hospital ward (max 14 days / RM700 a year), plus RM8,000 once in a lifetime if diagnosed with one of 50 critical illnesses. Claims for 2026 cover close on 30 June 2027. Free.
JKM – Bantuan Warga Emas (BWE): RM600 a month in financial aid for people aged 60 and over from hardcore-poor households.
MYFutureJobs (PERKESO): PERKESO's official job portal. Sign up free and search vacancies, including shift and part-time work posted by employers.
KUSKOP – Garis Panduan Perniagaan Dari Rumah: Home-business licence (including food) from your local council.
SWCorp – Pusat Kitar Semula Pandu Lalu (DTRC): Sort recyclables at home and sell them at a recycling centre. The MySWCorp app shows centre locations and current prices.
Yes. ProtectHealth now uses the name PeKa Sihat and describes it as 'previous known as PeKa B40'. The conditions and benefits are the same, and the old PeKa B40 page redirects to the PeKa Sihat page.
Enter your MyKad number on the PeKa Sihat eligibility portal (kelayakan.pekab40.com.my), or go straight to a panel clinic with your MyKad. STR recipients and spouses aged 40 and over qualify automatically.
No. There is no special registration and all PeKa Sihat benefits are free.
No fasting and no early registration needed. Just bring your MyKad.
No. According to ProtectHealth, screening can only be done once per recipient, as long as funds last.
RM1,000: RM300 when the MOH hospital's application is received and RM700 after the treatment plan is completed. Your treating doctor applies.
The Budget 2027 speech proposes RM80 million for the scheme in 2027. It is a proposal until passed, so check ProtectHealth for the latest announcements.
Seven monthly aid schemes from the Social Welfare Department in one table: who qualifies, how much they pay, the documents to bring and what Budget 2027 proposes.
Free takaful for eligible STR recipients: RM50 a day ward allowance and a once-in-a-lifetime RM8,000 critical illness payout across 50 conditions.
The SARA 2026 spending period ends on 31 December 2026. How to check your balance, who gets how much, which shops accept SARA, what you can buy and what is proposed for 2027.
Summary of ProtectHealth's PeKa Sihat page, FAQ and media statements (30 September and 9 October 2026), the Budget 2027 speech and the mySalam site, checked 5 November 2026. Terms and rates can change; ProtectHealth's official site is the final reference. This guide is not medical or financial advice. Disclaimer